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City vs city
Harding vs St. Cloud, MN
St. Cloud currently scores 14 points higher overall than Harding, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Harding: 25/100 · St. Cloud: 39/100
St. Cloud is 14 points higher.
Flood
Harding: 35/100 · St. Cloud: 39/100
St. Cloud is 4 points higher.
Wind
Harding: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Lightning
Harding: 29/100 · St. Cloud: 31/100
St. Cloud is 2 points higher.
Tornado
Harding: 8/100 · St. Cloud: 12/100
St. Cloud is 4 points higher.
Hail
Harding: 12/100 · St. Cloud: 100/100
St. Cloud is 88 points higher.
Storm surge
Harding: 0/100 · St. Cloud: 0/100
No gap.