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City vs city
Hammond vs St. Cloud, MN
St. Cloud currently scores 21 points higher overall than Hammond, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Hammond: 18/100 · St. Cloud: 39/100
St. Cloud is 21 points higher.
Flood
Hammond: 0/100 · St. Cloud: 39/100
St. Cloud is 39 points higher.
Wind
Hammond: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Lightning
Hammond: 24/100 · St. Cloud: 31/100
St. Cloud is 7 points higher.
Tornado
Hammond: 16/100 · St. Cloud: 12/100
Hammond is 4 points higher.
Hail
Hammond: 20/100 · St. Cloud: 100/100
St. Cloud is 80 points higher.
Storm surge
Hammond: 0/100 · St. Cloud: 0/100
No gap.