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Direct answer

Is Ham Lake, MN safe from hail?

Ham Lake is not considered low-risk for hail right now. The current long-term score is 81/100 (high).

City score

81/100

Level: high

State average

95/100

Same hazard across MN.

Comparison

Ham Lake is 14 points below the state average for this hazard.

Use this next

Open live signal for this hazardOpen full hazard risk pageOpen statewide hazard outlookHighest-risk cities in MN

Why this answer

Hail risk derived from NOAA SPC historical reports.

This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.

Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.

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