City vs city
Halstad vs St. Cloud, MN
St. Cloud currently scores 3 points higher overall than Halstad, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Halstad: 37/100 · St. Cloud: 40/100
St. Cloud is 3 points higher.
Flood
Halstad: 83/100 · St. Cloud: 39/100
Halstad is 44 points higher.
Halstad: FEMA NFHL flood zones: 8 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Halstad: 18/100 · St. Cloud: 18/100
No gap.
Halstad: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Halstad: 20/100 · St. Cloud: 31/100
St. Cloud is 11 points higher.
Halstad: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Halstad: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Halstad: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Halstad: 36/100 · St. Cloud: 100/100
St. Cloud is 64 points higher.
Halstad: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Halstad: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Halstad: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Halstad: 29/100 · St. Cloud: 57/100
St. Cloud is 28 points higher.
Halstad: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Halstad: 37/100 · St. Cloud: 21/100
Halstad is 16 points higher.
Halstad: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Cloud: Air quality signal derived from the latest EPA AirNow combined AQI grid.