City vs city
Granite Falls vs St. Cloud, MN
St. Cloud currently scores 20 points higher overall than Granite Falls, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Granite Falls: 20/100 · St. Cloud: 40/100
St. Cloud is 20 points higher.
Flood
Granite Falls: 16/100 · St. Cloud: 39/100
St. Cloud is 23 points higher.
Granite Falls: FEMA NFHL flood zones: 7 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Granite Falls: 19/100 · St. Cloud: 18/100
Granite Falls is 1 points higher.
Granite Falls: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Granite Falls: 38/100 · St. Cloud: 31/100
Granite Falls is 7 points higher.
Granite Falls: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Granite Falls: 8/100 · St. Cloud: 12/100
St. Cloud is 4 points higher.
Granite Falls: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Granite Falls: 27/100 · St. Cloud: 100/100
St. Cloud is 73 points higher.
Granite Falls: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Granite Falls: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Granite Falls: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Granite Falls: 13/100 · St. Cloud: 57/100
St. Cloud is 44 points higher.
Granite Falls: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Granite Falls: 21/100 · St. Cloud: 21/100
No gap.
Granite Falls: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Cloud: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.