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City vs city
Garvin vs St. Cloud, MN
St. Cloud currently scores 13 points higher overall than Garvin, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Garvin: 26/100 · St. Cloud: 39/100
St. Cloud is 13 points higher.
Flood
Garvin: 33/100 · St. Cloud: 39/100
St. Cloud is 6 points higher.
Wind
Garvin: 19/100 · St. Cloud: 18/100
Garvin is 1 points higher.
Lightning
Garvin: 57/100 · St. Cloud: 31/100
Garvin is 26 points higher.
Tornado
Garvin: 4/100 · St. Cloud: 12/100
St. Cloud is 8 points higher.
Hail
Garvin: 40/100 · St. Cloud: 100/100
St. Cloud is 60 points higher.
Storm surge
Garvin: 0/100 · St. Cloud: 0/100
No gap.