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City vs city
Garfield vs St. Cloud, MN
St. Cloud currently scores 13 points higher overall than Garfield, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Garfield: 26/100 · St. Cloud: 39/100
St. Cloud is 13 points higher.
Flood
Garfield: 30/100 · St. Cloud: 39/100
St. Cloud is 9 points higher.
Wind
Garfield: 19/100 · St. Cloud: 18/100
Garfield is 1 points higher.
Lightning
Garfield: 36/100 · St. Cloud: 31/100
Garfield is 5 points higher.
Tornado
Garfield: 8/100 · St. Cloud: 12/100
St. Cloud is 4 points higher.
Hail
Garfield: 37/100 · St. Cloud: 100/100
St. Cloud is 63 points higher.
Storm surge
Garfield: 0/100 · St. Cloud: 0/100
No gap.