City vs city
Farmington vs St. Cloud, MN
St. Cloud currently scores 5 points higher overall than Farmington, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Farmington: 35/100 · St. Cloud: 40/100
St. Cloud is 5 points higher.
Flood
Farmington: 46/100 · St. Cloud: 39/100
Farmington is 7 points higher.
Farmington: FEMA NFHL flood zones: 10 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Farmington: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Farmington: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Farmington: 25/100 · St. Cloud: 31/100
St. Cloud is 6 points higher.
Farmington: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Farmington: 12/100 · St. Cloud: 12/100
No gap.
Farmington: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Farmington: 88/100 · St. Cloud: 100/100
St. Cloud is 12 points higher.
Farmington: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Farmington: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Farmington: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Farmington: 30/100 · St. Cloud: 57/100
St. Cloud is 27 points higher.
Farmington: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Farmington: 26/100 · St. Cloud: 21/100
Farmington is 5 points higher.
Farmington: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Cloud: Air quality signal derived from the latest EPA AirNow combined AQI grid.