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City vs city

Fairmont vs St. James, MN

St. James currently scores 3 points higher overall than Fairmont, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Fairmont

31/100

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St. James

34/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Fairmont: 31/100 · St. James: 34/100

St. James is 3 points higher.

Flood

Fairmont: Unavailable · St. James: 39/100

A score difference cannot be calculated without both sources.

Fairmont: Flood model is not available for this location yet.

St. James: FEMA NFHL flood zones: 4 features intersect this tile.

Wind

Fairmont: 19/100 · St. James: 19/100

No gap.

Fairmont: Wind exposure derived from ingested design wind / climatology tiles.

St. James: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Fairmont: 42/100 · St. James: 42/100

No gap.

Fairmont: Lightning exposure derived from ingested climatology tiles.

St. James: Lightning exposure derived from ingested climatology tiles.

Tornado

Fairmont: 19/100 · St. James: 19/100

No gap.

Fairmont: Tornado risk derived from NOAA SPC historical reports.

St. James: Tornado risk derived from NOAA SPC historical reports.

Hail

Fairmont: 100/100 · St. James: 87/100

Fairmont is 13 points higher.

Fairmont: Hail risk derived from NOAA SPC historical reports.

St. James: Hail risk derived from NOAA SPC historical reports.

Storm surge

Fairmont: Unavailable · St. James: Unavailable

A score difference cannot be calculated without both sources.

Fairmont: Storm surge model is not available for this location yet.

St. James: Storm surge model is not available for this location yet.

Wildfire

Fairmont: 16/100 · St. James: 9/100

Fairmont is 7 points higher.

Fairmont: Wildfire exposure derived from ingested fire potential tiles.

St. James: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Fairmont: 19/100 · St. James: 21/100

St. James is 2 points higher.

Fairmont: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

St. James: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.