City vs city
Elk River vs Otsego, MN
Otsego currently scores 9 points higher overall than Elk River, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Elk River: 32/100 · Otsego: 41/100
Otsego is 9 points higher.
Flood
Elk River: 35/100 · Otsego: 44/100
Otsego is 9 points higher.
Elk River: FEMA NFHL flood zones: 5 features intersect this tile.
Otsego: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Elk River: 17/100 · Otsego: 17/100
No gap.
Elk River: Wind exposure derived from ingested design wind / climatology tiles.
Otsego: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Elk River: 28/100 · Otsego: 27/100
Elk River is 1 points higher.
Elk River: Lightning exposure derived from ingested climatology tiles.
Otsego: Lightning exposure derived from ingested climatology tiles.
Tornado
Elk River: 4/100 · Otsego: 23/100
Otsego is 19 points higher.
Elk River: Tornado risk derived from NOAA SPC historical reports.
Otsego: Tornado risk derived from NOAA SPC historical reports.
Hail
Elk River: 66/100 · Otsego: 100/100
Otsego is 34 points higher.
Elk River: Hail risk derived from NOAA SPC historical reports.
Otsego: Hail risk derived from NOAA SPC historical reports.
Storm surge
Elk River: Unavailable · Otsego: Unavailable
A score difference cannot be calculated without both sources.
Elk River: Storm surge model is not available for this location yet.
Otsego: Storm surge model is not available for this location yet.
Wildfire
Elk River: 54/100 · Otsego: 57/100
Otsego is 3 points higher.
Elk River: Wildfire exposure derived from ingested fire potential tiles.
Otsego: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Elk River: 21/100 · Otsego: 21/100
No gap.
Elk River: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Otsego: Air quality signal derived from the latest EPA AirNow combined AQI grid.