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City vs city
Elbow Lake vs St. Cloud, MN
St. Cloud currently scores 18 points higher overall than Elbow Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Elbow Lake: 21/100 · St. Cloud: 39/100
St. Cloud is 18 points higher.
Flood
Elbow Lake: 0/100 · St. Cloud: 39/100
St. Cloud is 39 points higher.
Wind
Elbow Lake: 19/100 · St. Cloud: 18/100
Elbow Lake is 1 points higher.
Lightning
Elbow Lake: 39/100 · St. Cloud: 31/100
Elbow Lake is 8 points higher.
Tornado
Elbow Lake: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Hail
Elbow Lake: 19/100 · St. Cloud: 100/100
St. Cloud is 81 points higher.
Storm surge
Elbow Lake: 0/100 · St. Cloud: 0/100
No gap.