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City vs city
Effie vs St. Cloud, MN
St. Cloud currently scores 17 points higher overall than Effie, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Effie: 22/100 · St. Cloud: 39/100
St. Cloud is 17 points higher.
Flood
Effie: 30/100 · St. Cloud: 39/100
St. Cloud is 9 points higher.
Wind
Effie: 16/100 · St. Cloud: 18/100
St. Cloud is 2 points higher.
Lightning
Effie: 15/100 · St. Cloud: 31/100
St. Cloud is 16 points higher.
Tornado
Effie: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Hail
Effie: 11/100 · St. Cloud: 100/100
St. Cloud is 89 points higher.
Storm surge
Effie: 0/100 · St. Cloud: 0/100
No gap.