City vs city
Duluth vs North Oaks, MN
North Oaks currently scores 6 points higher overall than Duluth, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Duluth: 37/100 · North Oaks: 43/100
North Oaks is 6 points higher.
Flood
Duluth: 16/100 · North Oaks: 74/100
North Oaks is 58 points higher.
Duluth: FEMA NFHL flood zones: 3 features intersect this tile.
North Oaks: FEMA NFHL flood zones: 19 features intersect this tile.
Wind
Duluth: 15/100 · North Oaks: 17/100
North Oaks is 2 points higher.
Duluth: Wind exposure derived from ingested design wind / climatology tiles.
North Oaks: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Duluth: 33/100 · North Oaks: 29/100
Duluth is 4 points higher.
Duluth: Lightning exposure derived from ingested climatology tiles.
North Oaks: Lightning exposure derived from ingested climatology tiles.
Tornado
Duluth: 4/100 · North Oaks: 31/100
North Oaks is 27 points higher.
Duluth: Tornado risk derived from NOAA SPC historical reports.
North Oaks: Tornado risk derived from NOAA SPC historical reports.
Hail
Duluth: 100/100 · North Oaks: 72/100
Duluth is 28 points higher.
Duluth: Hail risk derived from NOAA SPC historical reports.
North Oaks: Hail risk derived from NOAA SPC historical reports.
Storm surge
Duluth: Unavailable · North Oaks: Unavailable
A score difference cannot be calculated without both sources.
Duluth: Storm surge model is not available for this location yet.
North Oaks: Storm surge model is not available for this location yet.
Wildfire
Duluth: 59/100 · North Oaks: 55/100
Duluth is 4 points higher.
Duluth: Wildfire exposure derived from ingested fire potential tiles.
North Oaks: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Duluth: 32/100 · North Oaks: 26/100
Duluth is 6 points higher.
Duluth: Air quality signal derived from the latest EPA AirNow combined AQI grid.
North Oaks: Air quality signal derived from the latest EPA AirNow combined AQI grid.