City vs city
Detroit Lakes vs St. Cloud, MN
St. Cloud currently scores 12 points higher overall than Detroit Lakes, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Detroit Lakes: 28/100 · St. Cloud: 40/100
St. Cloud is 12 points higher.
Flood
Detroit Lakes: Unavailable · St. Cloud: 39/100
A score difference cannot be calculated without both sources.
Detroit Lakes: Flood model is not available for this location yet.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Detroit Lakes: 18/100 · St. Cloud: 18/100
No gap.
Detroit Lakes: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Detroit Lakes: 20/100 · St. Cloud: 31/100
St. Cloud is 11 points higher.
Detroit Lakes: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Detroit Lakes: 4/100 · St. Cloud: 12/100
St. Cloud is 8 points higher.
Detroit Lakes: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Detroit Lakes: 72/100 · St. Cloud: 100/100
St. Cloud is 28 points higher.
Detroit Lakes: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Detroit Lakes: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Detroit Lakes: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Detroit Lakes: 49/100 · St. Cloud: 57/100
St. Cloud is 8 points higher.
Detroit Lakes: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Detroit Lakes: 32/100 · St. Cloud: 21/100
Detroit Lakes is 11 points higher.
Detroit Lakes: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Cloud: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.