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City vs city
Darwin vs St. Cloud, MN
St. Cloud currently scores 17 points higher overall than Darwin, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Darwin: 22/100 · St. Cloud: 39/100
St. Cloud is 17 points higher.
Flood
Darwin: 46/100 · St. Cloud: 39/100
Darwin is 7 points higher.
Wind
Darwin: 18/100 · St. Cloud: 18/100
No gap.
Lightning
Darwin: 23/100 · St. Cloud: 31/100
St. Cloud is 8 points higher.
Tornado
Darwin: 8/100 · St. Cloud: 12/100
St. Cloud is 4 points higher.
Hail
Darwin: 32/100 · St. Cloud: 100/100
St. Cloud is 68 points higher.
Storm surge
Darwin: 0/100 · St. Cloud: 0/100
No gap.