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City vs city
Cottonwood vs St. Cloud, MN
St. Cloud currently scores 10 points higher overall than Cottonwood, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Cottonwood: 29/100 · St. Cloud: 39/100
St. Cloud is 10 points higher.
Flood
Cottonwood: 35/100 · St. Cloud: 39/100
St. Cloud is 4 points higher.
Wind
Cottonwood: 19/100 · St. Cloud: 18/100
Cottonwood is 1 points higher.
Lightning
Cottonwood: 43/100 · St. Cloud: 31/100
Cottonwood is 12 points higher.
Tornado
Cottonwood: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Hail
Cottonwood: 53/100 · St. Cloud: 100/100
St. Cloud is 47 points higher.
Storm surge
Cottonwood: 0/100 · St. Cloud: 0/100
No gap.