City vs city
Columbus vs Ham Lake, MN
Columbus and Ham Lake are tied on overall score, with the biggest factor difference in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Columbus: 40/100 · Ham Lake: 40/100
No gap.
Flood
Columbus: 61/100 · Ham Lake: 54/100
Columbus is 7 points higher.
Columbus: FEMA NFHL flood zones: 14 features intersect this tile.
Ham Lake: FEMA NFHL flood zones: 16 features intersect this tile.
Wind
Columbus: 17/100 · Ham Lake: 17/100
No gap.
Columbus: Wind exposure derived from ingested design wind / climatology tiles.
Ham Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Columbus: 29/100 · Ham Lake: 29/100
No gap.
Columbus: Lightning exposure derived from ingested climatology tiles.
Ham Lake: Lightning exposure derived from ingested climatology tiles.
Tornado
Columbus: 0/100 · Ham Lake: 4/100
Ham Lake is 4 points higher.
Columbus: Tornado risk derived from NOAA SPC historical reports.
Ham Lake: Tornado risk derived from NOAA SPC historical reports.
Hail
Columbus: 38/100 · Ham Lake: 100/100
Ham Lake is 62 points higher.
Columbus: Hail risk derived from NOAA SPC historical reports.
Ham Lake: Hail risk derived from NOAA SPC historical reports.
Storm surge
Columbus: Unavailable · Ham Lake: Unavailable
A score difference cannot be calculated without both sources.
Columbus: Storm surge model is not available for this location yet.
Ham Lake: Storm surge model is not available for this location yet.
Wildfire
Columbus: 70/100 · Ham Lake: 53/100
Columbus is 17 points higher.
Columbus: Wildfire exposure derived from ingested fire potential tiles.
Ham Lake: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Columbus: 26/100 · Ham Lake: 26/100
No gap.
Columbus: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Ham Lake: Air quality signal derived from the latest EPA AirNow combined AQI grid.