City vs city
Cold Spring vs Waite Park, MN
Waite Park currently scores 11 points higher overall than Cold Spring, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cold Spring: 30/100 · Waite Park: 41/100
Waite Park is 11 points higher.
Flood
Cold Spring: 38/100 · Waite Park: 37/100
Cold Spring is 1 points higher.
Cold Spring: FEMA NFHL flood zones: 6 features intersect this tile.
Waite Park: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Cold Spring: 18/100 · Waite Park: 18/100
No gap.
Cold Spring: Wind exposure derived from ingested design wind / climatology tiles.
Waite Park: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cold Spring: 29/100 · Waite Park: 31/100
Waite Park is 2 points higher.
Cold Spring: Lightning exposure derived from ingested climatology tiles.
Waite Park: Lightning exposure derived from ingested climatology tiles.
Tornado
Cold Spring: 0/100 · Waite Park: 35/100
Waite Park is 35 points higher.
Cold Spring: Tornado risk derived from NOAA SPC historical reports.
Waite Park: Tornado risk derived from NOAA SPC historical reports.
Hail
Cold Spring: 52/100 · Waite Park: 93/100
Waite Park is 41 points higher.
Cold Spring: Hail risk derived from NOAA SPC historical reports.
Waite Park: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cold Spring: Unavailable · Waite Park: Unavailable
A score difference cannot be calculated without both sources.
Cold Spring: Storm surge model is not available for this location yet.
Waite Park: Storm surge model is not available for this location yet.
Wildfire
Cold Spring: 22/100 · Waite Park: 54/100
Waite Park is 32 points higher.
Cold Spring: Wildfire exposure derived from ingested fire potential tiles.
Waite Park: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Cold Spring: 21/100 · Waite Park: 21/100
No gap.
Cold Spring: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Waite Park: Air quality signal derived from the latest EPA AirNow combined AQI grid.