City vs city
Cold Spring vs St. Joseph, MN
St. Joseph currently scores 8 points higher overall than Cold Spring, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cold Spring: 30/100 · St. Joseph: 38/100
St. Joseph is 8 points higher.
Flood
Cold Spring: 38/100 · St. Joseph: 33/100
Cold Spring is 5 points higher.
Cold Spring: FEMA NFHL flood zones: 6 features intersect this tile.
St. Joseph: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Cold Spring: 18/100 · St. Joseph: 18/100
No gap.
Cold Spring: Wind exposure derived from ingested design wind / climatology tiles.
St. Joseph: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cold Spring: 29/100 · St. Joseph: 32/100
St. Joseph is 3 points higher.
Cold Spring: Lightning exposure derived from ingested climatology tiles.
St. Joseph: Lightning exposure derived from ingested climatology tiles.
Tornado
Cold Spring: 0/100 · St. Joseph: 12/100
St. Joseph is 12 points higher.
Cold Spring: Tornado risk derived from NOAA SPC historical reports.
St. Joseph: Tornado risk derived from NOAA SPC historical reports.
Hail
Cold Spring: 52/100 · St. Joseph: 100/100
St. Joseph is 48 points higher.
Cold Spring: Hail risk derived from NOAA SPC historical reports.
St. Joseph: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cold Spring: Unavailable · St. Joseph: Unavailable
A score difference cannot be calculated without both sources.
Cold Spring: Storm surge model is not available for this location yet.
St. Joseph: Storm surge model is not available for this location yet.
Wildfire
Cold Spring: 22/100 · St. Joseph: 48/100
St. Joseph is 26 points higher.
Cold Spring: Wildfire exposure derived from ingested fire potential tiles.
St. Joseph: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cold Spring: 21/100 · St. Joseph: 21/100
No gap.
Cold Spring: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Joseph: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.