City vs city
Cold Spring vs Litchfield, MN
Litchfield currently scores 4 points higher overall than Cold Spring, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cold Spring: 30/100 · Litchfield: 34/100
Litchfield is 4 points higher.
Flood
Cold Spring: 38/100 · Litchfield: 41/100
Litchfield is 3 points higher.
Cold Spring: FEMA NFHL flood zones: 6 features intersect this tile.
Litchfield: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Cold Spring: 18/100 · Litchfield: 18/100
No gap.
Cold Spring: Wind exposure derived from ingested design wind / climatology tiles.
Litchfield: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cold Spring: 29/100 · Litchfield: 22/100
Cold Spring is 7 points higher.
Cold Spring: Lightning exposure derived from ingested climatology tiles.
Litchfield: Lightning exposure derived from ingested climatology tiles.
Tornado
Cold Spring: 0/100 · Litchfield: 23/100
Litchfield is 23 points higher.
Cold Spring: Tornado risk derived from NOAA SPC historical reports.
Litchfield: Tornado risk derived from NOAA SPC historical reports.
Hail
Cold Spring: 52/100 · Litchfield: 95/100
Litchfield is 43 points higher.
Cold Spring: Hail risk derived from NOAA SPC historical reports.
Litchfield: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cold Spring: Unavailable · Litchfield: Unavailable
A score difference cannot be calculated without both sources.
Cold Spring: Storm surge model is not available for this location yet.
Litchfield: Storm surge model is not available for this location yet.
Wildfire
Cold Spring: 22/100 · Litchfield: 15/100
Cold Spring is 7 points higher.
Cold Spring: Wildfire exposure derived from ingested fire potential tiles.
Litchfield: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cold Spring: 21/100 · Litchfield: 21/100
No gap.
Cold Spring: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Litchfield: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.