City vs city
Cloquet vs Two Harbors, MN
Cloquet currently scores 24 points higher overall than Two Harbors, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cloquet: 46/100 · Two Harbors: 22/100
Cloquet is 24 points higher.
Flood
Cloquet: 39/100 · Two Harbors: Unavailable
A score difference cannot be calculated without both sources.
Cloquet: FEMA NFHL flood zones: 8 features intersect this tile.
Two Harbors: Flood model is not available for this location yet.
Wind
Cloquet: 15/100 · Two Harbors: 14/100
Cloquet is 1 points higher.
Cloquet: Wind exposure derived from ingested design wind / climatology tiles.
Two Harbors: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cloquet: 29/100 · Two Harbors: 36/100
Two Harbors is 7 points higher.
Cloquet: Lightning exposure derived from ingested climatology tiles.
Two Harbors: Lightning exposure derived from ingested climatology tiles.
Tornado
Cloquet: 0/100 · Two Harbors: 8/100
Two Harbors is 8 points higher.
Cloquet: Tornado risk derived from NOAA SPC historical reports.
Two Harbors: Tornado risk derived from NOAA SPC historical reports.
Hail
Cloquet: 100/100 · Two Harbors: 22/100
Cloquet is 78 points higher.
Cloquet: Hail risk derived from NOAA SPC historical reports.
Two Harbors: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cloquet: Unavailable · Two Harbors: Unavailable
A score difference cannot be calculated without both sources.
Cloquet: Storm surge model is not available for this location yet.
Two Harbors: Storm surge model is not available for this location yet.
Wildfire
Cloquet: 66/100 · Two Harbors: 44/100
Cloquet is 22 points higher.
Cloquet: Wildfire exposure derived from ingested fire potential tiles.
Two Harbors: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Cloquet: 28/100 · Two Harbors: 32/100
Two Harbors is 4 points higher.
Cloquet: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Two Harbors: Air quality signal derived from the latest EPA AirNow combined AQI grid.