City vs city
Cloquet vs Hermantown, MN
Cloquet currently scores 7 points higher overall than Hermantown, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cloquet: 46/100 · Hermantown: 39/100
Cloquet is 7 points higher.
Flood
Cloquet: 39/100 · Hermantown: 37/100
Cloquet is 2 points higher.
Cloquet: FEMA NFHL flood zones: 8 features intersect this tile.
Hermantown: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Cloquet: 15/100 · Hermantown: 15/100
No gap.
Cloquet: Wind exposure derived from ingested design wind / climatology tiles.
Hermantown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cloquet: 29/100 · Hermantown: 31/100
Hermantown is 2 points higher.
Cloquet: Lightning exposure derived from ingested climatology tiles.
Hermantown: Lightning exposure derived from ingested climatology tiles.
Tornado
Cloquet: 0/100 · Hermantown: 0/100
No gap.
Cloquet: Tornado risk derived from NOAA SPC historical reports.
Hermantown: Tornado risk derived from NOAA SPC historical reports.
Hail
Cloquet: 100/100 · Hermantown: 54/100
Cloquet is 46 points higher.
Cloquet: Hail risk derived from NOAA SPC historical reports.
Hermantown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cloquet: Unavailable · Hermantown: Unavailable
A score difference cannot be calculated without both sources.
Cloquet: Storm surge model is not available for this location yet.
Hermantown: Storm surge model is not available for this location yet.
Wildfire
Cloquet: 66/100 · Hermantown: 63/100
Cloquet is 3 points higher.
Cloquet: Wildfire exposure derived from ingested fire potential tiles.
Hermantown: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Cloquet: 28/100 · Hermantown: 32/100
Hermantown is 4 points higher.
Cloquet: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Hermantown: Air quality signal derived from the latest EPA AirNow combined AQI grid.