City vs city
Circle Pines vs St. Cloud, MN
Circle Pines currently scores 10 points higher overall than St. Cloud, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Circle Pines: 50/100 · St. Cloud: 40/100
Circle Pines is 10 points higher.
Flood
Circle Pines: 69/100 · St. Cloud: 39/100
Circle Pines is 30 points higher.
Circle Pines: FEMA NFHL flood zones: 15 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Circle Pines: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Circle Pines: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Circle Pines: 29/100 · St. Cloud: 31/100
St. Cloud is 2 points higher.
Circle Pines: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Circle Pines: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Circle Pines: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Circle Pines: 100/100 · St. Cloud: 100/100
No gap.
Circle Pines: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Circle Pines: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Circle Pines: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Circle Pines: 57/100 · St. Cloud: 57/100
No gap.
Circle Pines: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Circle Pines: 26/100 · St. Cloud: 21/100
Circle Pines is 5 points higher.
Circle Pines: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Cloud: Air quality signal derived from the latest EPA AirNow combined AQI grid.