City vs city
Carver vs Duluth, MN
Duluth currently scores 7 points higher overall than Carver, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carver: 30/100 · Duluth: 37/100
Duluth is 7 points higher.
Flood
Carver: 60/100 · Duluth: 16/100
Carver is 44 points higher.
Carver: FEMA NFHL flood zones: 6 features intersect this tile.
Duluth: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Carver: 18/100 · Duluth: 15/100
Carver is 3 points higher.
Carver: Wind exposure derived from ingested design wind / climatology tiles.
Duluth: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carver: 25/100 · Duluth: 33/100
Duluth is 8 points higher.
Carver: Lightning exposure derived from ingested climatology tiles.
Duluth: Lightning exposure derived from ingested climatology tiles.
Tornado
Carver: 4/100 · Duluth: 4/100
No gap.
Carver: Tornado risk derived from NOAA SPC historical reports.
Duluth: Tornado risk derived from NOAA SPC historical reports.
Hail
Carver: 55/100 · Duluth: 100/100
Duluth is 45 points higher.
Carver: Hail risk derived from NOAA SPC historical reports.
Duluth: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carver: Unavailable · Duluth: Unavailable
A score difference cannot be calculated without both sources.
Carver: Storm surge model is not available for this location yet.
Duluth: Storm surge model is not available for this location yet.
Wildfire
Carver: 28/100 · Duluth: 59/100
Duluth is 31 points higher.
Carver: Wildfire exposure derived from ingested fire potential tiles.
Duluth: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Carver: 22/100 · Duluth: 32/100
Duluth is 10 points higher.
Carver: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Duluth: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.