City vs city

Browns Valley vs St. Cloud, MN

St. Cloud currently scores 8 points higher overall than Browns Valley, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Browns Valley

32/100

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St. Cloud

40/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Browns Valley: 32/100 · St. Cloud: 40/100

St. Cloud is 8 points higher.

Flood

Browns Valley: 46/100 · St. Cloud: 39/100

Browns Valley is 7 points higher.

Browns Valley: FEMA NFHL flood zones: 6 features intersect this tile.

St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.

Wind

Browns Valley: 20/100 · St. Cloud: 18/100

Browns Valley is 2 points higher.

Browns Valley: Wind exposure derived from ingested design wind / climatology tiles.

St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Browns Valley: 35/100 · St. Cloud: 31/100

Browns Valley is 4 points higher.

Browns Valley: Lightning exposure derived from ingested climatology tiles.

St. Cloud: Lightning exposure derived from ingested climatology tiles.

Tornado

Browns Valley: 0/100 · St. Cloud: 12/100

St. Cloud is 12 points higher.

Browns Valley: Tornado risk derived from NOAA SPC historical reports.

St. Cloud: Tornado risk derived from NOAA SPC historical reports.

Hail

Browns Valley: 25/100 · St. Cloud: 100/100

St. Cloud is 75 points higher.

Browns Valley: Hail risk derived from NOAA SPC historical reports.

St. Cloud: Hail risk derived from NOAA SPC historical reports.

Storm surge

Browns Valley: Unavailable · St. Cloud: Unavailable

A score difference cannot be calculated without both sources.

Browns Valley: Storm surge model is not available for this location yet.

St. Cloud: Storm surge model is not available for this location yet.

Wildfire

Browns Valley: 44/100 · St. Cloud: 57/100

St. Cloud is 13 points higher.

Browns Valley: Wildfire exposure derived from ingested fire potential tiles.

St. Cloud: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Browns Valley: 23/100 · St. Cloud: 21/100

Browns Valley is 2 points higher.

Browns Valley: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

St. Cloud: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.