City vs city
Breezy Point vs St. Paul, MN
St. Paul currently scores 4 points higher overall than Breezy Point, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Breezy Point: 33/100 · St. Paul: 37/100
St. Paul is 4 points higher.
Flood
Breezy Point: 65/100 · St. Paul: 39/100
Breezy Point is 26 points higher.
Breezy Point: FEMA NFHL flood zones: 3 features intersect this tile.
St. Paul: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Breezy Point: 17/100 · St. Paul: 17/100
No gap.
Breezy Point: Wind exposure derived from ingested design wind / climatology tiles.
St. Paul: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Breezy Point: 15/100 · St. Paul: 27/100
St. Paul is 12 points higher.
Breezy Point: Lightning exposure derived from ingested climatology tiles.
St. Paul: Lightning exposure derived from ingested climatology tiles.
Tornado
Breezy Point: 15/100 · St. Paul: 4/100
Breezy Point is 11 points higher.
Breezy Point: Tornado risk derived from NOAA SPC historical reports.
St. Paul: Tornado risk derived from NOAA SPC historical reports.
Hail
Breezy Point: 32/100 · St. Paul: 100/100
St. Paul is 68 points higher.
Breezy Point: Hail risk derived from NOAA SPC historical reports.
St. Paul: Hail risk derived from NOAA SPC historical reports.
Storm surge
Breezy Point: Unavailable · St. Paul: Unavailable
A score difference cannot be calculated without both sources.
Breezy Point: Storm surge model is not available for this location yet.
St. Paul: Storm surge model is not available for this location yet.
Wildfire
Breezy Point: 59/100 · St. Paul: 47/100
Breezy Point is 12 points higher.
Breezy Point: Wildfire exposure derived from ingested fire potential tiles.
St. Paul: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Breezy Point: 28/100 · St. Paul: 26/100
Breezy Point is 2 points higher.
Breezy Point: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Paul: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.