City vs city
Bovey vs St. Cloud, MN
St. Cloud currently scores 2 points higher overall than Bovey, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bovey: 38/100 · St. Cloud: 40/100
St. Cloud is 2 points higher.
Flood
Bovey: 39/100 · St. Cloud: 39/100
No gap.
Bovey: FEMA NFHL flood zones: 7 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Bovey: 16/100 · St. Cloud: 18/100
St. Cloud is 2 points higher.
Bovey: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bovey: 15/100 · St. Cloud: 31/100
St. Cloud is 16 points higher.
Bovey: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Bovey: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Bovey: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Bovey: 89/100 · St. Cloud: 100/100
St. Cloud is 11 points higher.
Bovey: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bovey: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Bovey: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Bovey: 38/100 · St. Cloud: 57/100
St. Cloud is 19 points higher.
Bovey: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bovey: 33/100 · St. Cloud: 21/100
Bovey is 12 points higher.
Bovey: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Cloud: Air quality signal derived from the latest EPA AirNow combined AQI grid.