City vs city
Bock vs St. Cloud, MN
St. Cloud currently scores 8 points higher overall than Bock, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bock: 32/100 · St. Cloud: 40/100
St. Cloud is 8 points higher.
Flood
Bock: 41/100 · St. Cloud: 39/100
Bock is 2 points higher.
Bock: FEMA NFHL flood zones: 6 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Bock: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Bock: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bock: 29/100 · St. Cloud: 31/100
St. Cloud is 2 points higher.
Bock: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Bock: 19/100 · St. Cloud: 12/100
Bock is 7 points higher.
Bock: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Bock: 28/100 · St. Cloud: 100/100
St. Cloud is 72 points higher.
Bock: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bock: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Bock: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Bock: 66/100 · St. Cloud: 57/100
Bock is 9 points higher.
Bock: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bock: 23/100 · St. Cloud: 21/100
Bock is 2 points higher.
Bock: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Cloud: Air quality signal derived from the latest EPA AirNow combined AQI grid.