City vs city
Biwabik vs St. Paul, MN
St. Paul currently scores 6 points higher overall than Biwabik, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Biwabik: 31/100 · St. Paul: 37/100
St. Paul is 6 points higher.
Flood
Biwabik: 39/100 · St. Paul: 39/100
No gap.
Biwabik: FEMA NFHL flood zones: 3 features intersect this tile.
St. Paul: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Biwabik: 15/100 · St. Paul: 17/100
St. Paul is 2 points higher.
Biwabik: Wind exposure derived from ingested design wind / climatology tiles.
St. Paul: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Biwabik: 19/100 · St. Paul: 27/100
St. Paul is 8 points higher.
Biwabik: Lightning exposure derived from ingested climatology tiles.
St. Paul: Lightning exposure derived from ingested climatology tiles.
Tornado
Biwabik: 0/100 · St. Paul: 4/100
St. Paul is 4 points higher.
Biwabik: Tornado risk derived from NOAA SPC historical reports.
St. Paul: Tornado risk derived from NOAA SPC historical reports.
Hail
Biwabik: 19/100 · St. Paul: 100/100
St. Paul is 81 points higher.
Biwabik: Hail risk derived from NOAA SPC historical reports.
St. Paul: Hail risk derived from NOAA SPC historical reports.
Storm surge
Biwabik: Unavailable · St. Paul: Unavailable
A score difference cannot be calculated without both sources.
Biwabik: Storm surge model is not available for this location yet.
St. Paul: Storm surge model is not available for this location yet.
Wildfire
Biwabik: 59/100 · St. Paul: 47/100
Biwabik is 12 points higher.
Biwabik: Wildfire exposure derived from ingested fire potential tiles.
St. Paul: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Biwabik: 37/100 · St. Paul: 26/100
Biwabik is 11 points higher.
Biwabik: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Paul: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.