City vs city
Big Lake vs Otsego, MN
Otsego currently scores 1 points higher overall than Big Lake, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Big Lake: 40/100 · Otsego: 41/100
Otsego is 1 points higher.
Flood
Big Lake: 48/100 · Otsego: 44/100
Big Lake is 4 points higher.
Big Lake: FEMA NFHL flood zones: 8 features intersect this tile.
Otsego: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Big Lake: 17/100 · Otsego: 17/100
No gap.
Big Lake: Wind exposure derived from ingested design wind / climatology tiles.
Otsego: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Big Lake: 27/100 · Otsego: 27/100
No gap.
Big Lake: Lightning exposure derived from ingested climatology tiles.
Otsego: Lightning exposure derived from ingested climatology tiles.
Tornado
Big Lake: 4/100 · Otsego: 23/100
Otsego is 19 points higher.
Big Lake: Tornado risk derived from NOAA SPC historical reports.
Otsego: Tornado risk derived from NOAA SPC historical reports.
Hail
Big Lake: 100/100 · Otsego: 100/100
No gap.
Big Lake: Hail risk derived from NOAA SPC historical reports.
Otsego: Hail risk derived from NOAA SPC historical reports.
Storm surge
Big Lake: Unavailable · Otsego: Unavailable
A score difference cannot be calculated without both sources.
Big Lake: Storm surge model is not available for this location yet.
Otsego: Storm surge model is not available for this location yet.
Wildfire
Big Lake: 60/100 · Otsego: 57/100
Big Lake is 3 points higher.
Big Lake: Wildfire exposure derived from ingested fire potential tiles.
Otsego: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Big Lake: 21/100 · Otsego: 21/100
No gap.
Big Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Otsego: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.