City vs city
Bethel vs St. Cloud, MN
Bethel currently scores 3 points higher overall than St. Cloud, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bethel: 43/100 · St. Cloud: 40/100
Bethel is 3 points higher.
Flood
Bethel: 50/100 · St. Cloud: 39/100
Bethel is 11 points higher.
Bethel: FEMA NFHL flood zones: 9 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Bethel: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Bethel: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bethel: 28/100 · St. Cloud: 31/100
St. Cloud is 3 points higher.
Bethel: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Bethel: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Bethel: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Bethel: 68/100 · St. Cloud: 100/100
St. Cloud is 32 points higher.
Bethel: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bethel: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Bethel: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Bethel: 67/100 · St. Cloud: 57/100
Bethel is 10 points higher.
Bethel: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bethel: 26/100 · St. Cloud: 21/100
Bethel is 5 points higher.
Bethel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Cloud: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.