City vs city
Bena vs Duluth, MN
Duluth currently scores 7 points higher overall than Bena, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bena: 30/100 · Duluth: 37/100
Duluth is 7 points higher.
Flood
Bena: 0/100 · Duluth: 16/100
Duluth is 16 points higher.
Bena: FEMA NFHL flood zones: 0 features intersect this tile.
Duluth: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Bena: 17/100 · Duluth: 15/100
Bena is 2 points higher.
Bena: Wind exposure derived from ingested design wind / climatology tiles.
Duluth: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bena: 13/100 · Duluth: 33/100
Duluth is 20 points higher.
Bena: Lightning exposure derived from ingested climatology tiles.
Duluth: Lightning exposure derived from ingested climatology tiles.
Tornado
Bena: 19/100 · Duluth: 4/100
Bena is 15 points higher.
Bena: Tornado risk derived from NOAA SPC historical reports.
Duluth: Tornado risk derived from NOAA SPC historical reports.
Hail
Bena: 67/100 · Duluth: 100/100
Duluth is 33 points higher.
Bena: Hail risk derived from NOAA SPC historical reports.
Duluth: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bena: Unavailable · Duluth: Unavailable
A score difference cannot be calculated without both sources.
Bena: Storm surge model is not available for this location yet.
Duluth: Storm surge model is not available for this location yet.
Wildfire
Bena: 53/100 · Duluth: 59/100
Duluth is 6 points higher.
Bena: Wildfire exposure derived from ingested fire potential tiles.
Duluth: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bena: 38/100 · Duluth: 32/100
Bena is 6 points higher.
Bena: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Duluth: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.