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City vs city
Beltrami vs St. Cloud, MN
St. Cloud currently scores 23 points higher overall than Beltrami, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Beltrami: 17/100 · St. Cloud: 40/100
St. Cloud is 23 points higher.
Flood
Beltrami: 0/100 · St. Cloud: 39/100
St. Cloud is 39 points higher.
Wind
Beltrami: 18/100 · St. Cloud: 18/100
No gap.
Lightning
Beltrami: 14/100 · St. Cloud: 31/100
St. Cloud is 17 points higher.
Tornado
Beltrami: 4/100 · St. Cloud: 12/100
St. Cloud is 8 points higher.
Hail
Beltrami: 31/100 · St. Cloud: 100/100
St. Cloud is 69 points higher.
Storm surge
Beltrami: 0/100 · St. Cloud: 0/100
No gap.