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City vs city
Beaver Bay vs St. Cloud, MN
St. Cloud currently scores 16 points higher overall than Beaver Bay, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Beaver Bay: 23/100 · St. Cloud: 39/100
St. Cloud is 16 points higher.
Flood
Beaver Bay: 0/100 · St. Cloud: 39/100
St. Cloud is 39 points higher.
Wind
Beaver Bay: 14/100 · St. Cloud: 18/100
St. Cloud is 4 points higher.
Lightning
Beaver Bay: 38/100 · St. Cloud: 31/100
Beaver Bay is 7 points higher.
Tornado
Beaver Bay: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Hail
Beaver Bay: 23/100 · St. Cloud: 100/100
St. Cloud is 77 points higher.
Storm surge
Beaver Bay: 0/100 · St. Cloud: 0/100
No gap.