City vs city
Albert Lea vs St. Cloud, MN
Albert Lea currently scores 2 points higher overall than St. Cloud, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Albert Lea: 42/100 · St. Cloud: 40/100
Albert Lea is 2 points higher.
Flood
Albert Lea: 52/100 · St. Cloud: 39/100
Albert Lea is 13 points higher.
Albert Lea: FEMA NFHL flood zones: 7 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Albert Lea: 18/100 · St. Cloud: 18/100
No gap.
Albert Lea: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Albert Lea: 30/100 · St. Cloud: 31/100
St. Cloud is 1 points higher.
Albert Lea: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Albert Lea: 50/100 · St. Cloud: 12/100
Albert Lea is 38 points higher.
Albert Lea: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Albert Lea: 100/100 · St. Cloud: 100/100
No gap.
Albert Lea: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Albert Lea: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Albert Lea: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Albert Lea: 23/100 · St. Cloud: 57/100
St. Cloud is 34 points higher.
Albert Lea: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Albert Lea: 21/100 · St. Cloud: 21/100
No gap.
Albert Lea: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Cloud: Air quality signal derived from the latest EPA AirNow combined AQI grid.