City vs city
Ada vs St. Cloud, MN
St. Cloud currently scores 4 points higher overall than Ada, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Ada: 36/100 · St. Cloud: 40/100
St. Cloud is 4 points higher.
Flood
Ada: 78/100 · St. Cloud: 39/100
Ada is 39 points higher.
Ada: FEMA NFHL flood zones: 24 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Ada: 18/100 · St. Cloud: 18/100
No gap.
Ada: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Ada: 19/100 · St. Cloud: 31/100
St. Cloud is 12 points higher.
Ada: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Ada: 19/100 · St. Cloud: 12/100
Ada is 7 points higher.
Ada: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Ada: 63/100 · St. Cloud: 100/100
St. Cloud is 37 points higher.
Ada: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Ada: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Ada: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Ada: 21/100 · St. Cloud: 57/100
St. Cloud is 36 points higher.
Ada: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Ada: 37/100 · St. Cloud: 21/100
Ada is 16 points higher.
Ada: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Cloud: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
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