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City vs city
Ubly vs Bay City, MI
Bay City currently scores 5 points higher overall than Ubly, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Ubly: 28/100 · Bay City: 33/100
Bay City is 5 points higher.
Flood
Ubly: 48/100 · Bay City: 87/100
Bay City is 39 points higher.
Wind
Ubly: 15/100 · Bay City: 15/100
No gap.
Lightning
Ubly: 32/100 · Bay City: 27/100
Ubly is 5 points higher.
Tornado
Ubly: 12/100 · Bay City: 16/100
Bay City is 4 points higher.
Hail
Ubly: 46/100 · Bay City: 29/100
Ubly is 17 points higher.
Storm surge
Ubly: 0/100 · Bay City: 0/100
No gap.
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