City vs city
Swartz Creek vs Vernon, MI
Swartz Creek currently scores 1 points higher overall than Vernon, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Swartz Creek: 32/100 · Vernon: 31/100
Swartz Creek is 1 points higher.
Flood
Swartz Creek: 51/100 · Vernon: 60/100
Vernon is 9 points higher.
Swartz Creek: FEMA NFHL flood zones: 5 features intersect this tile.
Vernon: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Swartz Creek: 16/100 · Vernon: 16/100
No gap.
Swartz Creek: Wind exposure derived from ingested design wind / climatology tiles.
Vernon: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Swartz Creek: 35/100 · Vernon: 33/100
Swartz Creek is 2 points higher.
Swartz Creek: Lightning exposure derived from ingested climatology tiles.
Vernon: Lightning exposure derived from ingested climatology tiles.
Tornado
Swartz Creek: 19/100 · Vernon: 0/100
Swartz Creek is 19 points higher.
Swartz Creek: Tornado risk derived from NOAA SPC historical reports.
Vernon: Tornado risk derived from NOAA SPC historical reports.
Hail
Swartz Creek: 28/100 · Vernon: 5/100
Swartz Creek is 23 points higher.
Swartz Creek: Hail risk derived from NOAA SPC historical reports.
Vernon: Hail risk derived from NOAA SPC historical reports.
Storm surge
Swartz Creek: Unavailable · Vernon: Unavailable
A score difference cannot be calculated without both sources.
Swartz Creek: Storm surge model is not available for this location yet.
Vernon: Storm surge model is not available for this location yet.
Wildfire
Swartz Creek: 43/100 · Vernon: 42/100
Swartz Creek is 1 points higher.
Swartz Creek: Wildfire exposure derived from ingested fire potential tiles.
Vernon: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Swartz Creek: 30/100 · Vernon: 29/100
Swartz Creek is 1 points higher.
Swartz Creek: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Vernon: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.