City vs city
St. Joseph vs Three Oaks, MI
St. Joseph currently scores 9 points higher overall than Three Oaks, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
St. Joseph: 31/100 · Three Oaks: 22/100
St. Joseph is 9 points higher.
Flood
St. Joseph: 68/100 · Three Oaks: 24/100
St. Joseph is 44 points higher.
St. Joseph: FEMA NFHL flood zones: 12 features intersect this tile.
Three Oaks: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
St. Joseph: 15/100 · Three Oaks: 16/100
Three Oaks is 1 points higher.
St. Joseph: Wind exposure derived from ingested design wind / climatology tiles.
Three Oaks: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
St. Joseph: 31/100 · Three Oaks: 34/100
Three Oaks is 3 points higher.
St. Joseph: Lightning exposure derived from ingested climatology tiles.
Three Oaks: Lightning exposure derived from ingested climatology tiles.
Tornado
St. Joseph: 19/100 · Three Oaks: 15/100
St. Joseph is 4 points higher.
St. Joseph: Tornado risk derived from NOAA SPC historical reports.
Three Oaks: Tornado risk derived from NOAA SPC historical reports.
Hail
St. Joseph: 30/100 · Three Oaks: 13/100
St. Joseph is 17 points higher.
St. Joseph: Hail risk derived from NOAA SPC historical reports.
Three Oaks: Hail risk derived from NOAA SPC historical reports.
Storm surge
St. Joseph: Unavailable · Three Oaks: Unavailable
A score difference cannot be calculated without both sources.
St. Joseph: Storm surge model is not available for this location yet.
Three Oaks: Storm surge model is not available for this location yet.
Wildfire
St. Joseph: 24/100 · Three Oaks: 20/100
St. Joseph is 4 points higher.
St. Joseph: Wildfire exposure derived from ingested fire potential tiles.
Three Oaks: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
St. Joseph: 30/100 · Three Oaks: 34/100
Three Oaks is 4 points higher.
St. Joseph: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Three Oaks: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.