City vs city
Shorewood-Tower Hills-Harbert vs St. Joseph, MI
St. Joseph currently scores 4 points higher overall than Shorewood-Tower Hills-Harbert, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Shorewood-Tower Hills-Harbert: 27/100 · St. Joseph: 31/100
St. Joseph is 4 points higher.
Flood
Shorewood-Tower Hills-Harbert: 56/100 · St. Joseph: 68/100
St. Joseph is 12 points higher.
Shorewood-Tower Hills-Harbert: FEMA NFHL flood zones: 8 features intersect this tile.
St. Joseph: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Shorewood-Tower Hills-Harbert: 15/100 · St. Joseph: 15/100
No gap.
Shorewood-Tower Hills-Harbert: Wind exposure derived from ingested design wind / climatology tiles.
St. Joseph: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Shorewood-Tower Hills-Harbert: 32/100 · St. Joseph: 31/100
Shorewood-Tower Hills-Harbert is 1 points higher.
Shorewood-Tower Hills-Harbert: Lightning exposure derived from ingested climatology tiles.
St. Joseph: Lightning exposure derived from ingested climatology tiles.
Tornado
Shorewood-Tower Hills-Harbert: 8/100 · St. Joseph: 19/100
St. Joseph is 11 points higher.
Shorewood-Tower Hills-Harbert: Tornado risk derived from NOAA SPC historical reports.
St. Joseph: Tornado risk derived from NOAA SPC historical reports.
Hail
Shorewood-Tower Hills-Harbert: 9/100 · St. Joseph: 30/100
St. Joseph is 21 points higher.
Shorewood-Tower Hills-Harbert: Hail risk derived from NOAA SPC historical reports.
St. Joseph: Hail risk derived from NOAA SPC historical reports.
Storm surge
Shorewood-Tower Hills-Harbert: Unavailable · St. Joseph: Unavailable
A score difference cannot be calculated without both sources.
Shorewood-Tower Hills-Harbert: Storm surge model is not available for this location yet.
St. Joseph: Storm surge model is not available for this location yet.
Wildfire
Shorewood-Tower Hills-Harbert: 34/100 · St. Joseph: 24/100
Shorewood-Tower Hills-Harbert is 10 points higher.
Shorewood-Tower Hills-Harbert: Wildfire exposure derived from ingested fire potential tiles.
St. Joseph: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Shorewood-Tower Hills-Harbert: 33/100 · St. Joseph: 30/100
Shorewood-Tower Hills-Harbert is 3 points higher.
Shorewood-Tower Hills-Harbert: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Joseph: Air quality signal derived from the latest EPA AirNow combined AQI grid.