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City vs city
Owendale vs Bay City, MI
Bay City currently scores 7 points higher overall than Owendale, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Owendale: 26/100 · Bay City: 33/100
Bay City is 7 points higher.
Flood
Owendale: 54/100 · Bay City: 87/100
Bay City is 33 points higher.
Wind
Owendale: 15/100 · Bay City: 15/100
No gap.
Lightning
Owendale: 31/100 · Bay City: 27/100
Owendale is 4 points higher.
Tornado
Owendale: 0/100 · Bay City: 16/100
Bay City is 16 points higher.
Hail
Owendale: 7/100 · Bay City: 29/100
Bay City is 22 points higher.
Storm surge
Owendale: 0/100 · Bay City: 0/100
No gap.