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City vs city
Hart vs Ludington, MI
Ludington currently scores 6 points higher overall than Hart, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Hart: 25/100 · Ludington: 31/100
Ludington is 6 points higher.
Flood
Hart: 44/100 · Ludington: 74/100
Ludington is 30 points higher.
Wind
Hart: 14/100 · Ludington: 14/100
No gap.
Lightning
Hart: 15/100 · Ludington: 13/100
Hart is 2 points higher.
Tornado
Hart: 16/100 · Ludington: 0/100
Hart is 16 points higher.
Hail
Hart: 27/100 · Ludington: 24/100
Hart is 3 points higher.
Storm surge
Hart: 0/100 · Ludington: 0/100
No gap.
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