City vs city

Grand Beach vs St. Joseph, MI

St. Joseph currently scores 5 points higher overall than Grand Beach, with the largest gap in flood.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Grand Beach

26/100

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St. Joseph

31/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Grand Beach: 26/100 · St. Joseph: 31/100

St. Joseph is 5 points higher.

Flood

Grand Beach: 28/100 · St. Joseph: 68/100

St. Joseph is 40 points higher.

Grand Beach: FEMA NFHL flood zones: 4 features intersect this tile.

St. Joseph: FEMA NFHL flood zones: 12 features intersect this tile.

Wind

Grand Beach: 16/100 · St. Joseph: 15/100

Grand Beach is 1 points higher.

Grand Beach: Wind exposure derived from ingested design wind / climatology tiles.

St. Joseph: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Grand Beach: 32/100 · St. Joseph: 31/100

Grand Beach is 1 points higher.

Grand Beach: Lightning exposure derived from ingested climatology tiles.

St. Joseph: Lightning exposure derived from ingested climatology tiles.

Tornado

Grand Beach: 35/100 · St. Joseph: 19/100

Grand Beach is 16 points higher.

Grand Beach: Tornado risk derived from NOAA SPC historical reports.

St. Joseph: Tornado risk derived from NOAA SPC historical reports.

Hail

Grand Beach: 16/100 · St. Joseph: 30/100

St. Joseph is 14 points higher.

Grand Beach: Hail risk derived from NOAA SPC historical reports.

St. Joseph: Hail risk derived from NOAA SPC historical reports.

Storm surge

Grand Beach: Unavailable · St. Joseph: Unavailable

A score difference cannot be calculated without both sources.

Grand Beach: Storm surge model is not available for this location yet.

St. Joseph: Storm surge model is not available for this location yet.

Wildfire

Grand Beach: 22/100 · St. Joseph: 24/100

St. Joseph is 2 points higher.

Grand Beach: Wildfire exposure derived from ingested fire potential tiles.

St. Joseph: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Grand Beach: 34/100 · St. Joseph: 30/100

Grand Beach is 4 points higher.

Grand Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

St. Joseph: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.