City vs city
Georgetown Charter Township vs Otsego, MI
Georgetown Charter Township currently scores 4 points higher overall than Otsego, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Georgetown Charter Township: 30/100 · Otsego: 26/100
Georgetown Charter Township is 4 points higher.
Flood
Georgetown Charter Township: 71/100 · Otsego: 65/100
Georgetown Charter Township is 6 points higher.
Georgetown Charter Township: FEMA NFHL flood zones: 7 features intersect this tile.
Otsego: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Georgetown Charter Township: 15/100 · Otsego: 15/100
No gap.
Georgetown Charter Township: Wind exposure derived from ingested design wind / climatology tiles.
Otsego: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Georgetown Charter Township: 19/100 · Otsego: 27/100
Otsego is 8 points higher.
Georgetown Charter Township: Lightning exposure derived from ingested climatology tiles.
Otsego: Lightning exposure derived from ingested climatology tiles.
Tornado
Georgetown Charter Township: 0/100 · Otsego: 4/100
Otsego is 4 points higher.
Georgetown Charter Township: Tornado risk derived from NOAA SPC historical reports.
Otsego: Tornado risk derived from NOAA SPC historical reports.
Hail
Georgetown Charter Township: 15/100 · Otsego: 30/100
Otsego is 15 points higher.
Georgetown Charter Township: Hail risk derived from NOAA SPC historical reports.
Otsego: Hail risk derived from NOAA SPC historical reports.
Storm surge
Georgetown Charter Township: Unavailable · Otsego: Unavailable
A score difference cannot be calculated without both sources.
Georgetown Charter Township: Storm surge model is not available for this location yet.
Otsego: Storm surge model is not available for this location yet.
Wildfire
Georgetown Charter Township: 40/100 · Otsego: 12/100
Georgetown Charter Township is 28 points higher.
Georgetown Charter Township: Wildfire exposure derived from ingested fire potential tiles.
Otsego: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Georgetown Charter Township: 22/100 · Otsego: 30/100
Otsego is 8 points higher.
Georgetown Charter Township: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Otsego: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
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