City vs city
Ferndale vs Royal Oak, MI
Ferndale currently scores 8 points higher overall than Royal Oak, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Ferndale: 43/100 · Royal Oak: 35/100
Ferndale is 8 points higher.
Flood
Ferndale: 44/100 · Royal Oak: 51/100
Royal Oak is 7 points higher.
Ferndale: FEMA NFHL flood zones: 2 features intersect this tile.
Royal Oak: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Ferndale: 16/100 · Royal Oak: 16/100
No gap.
Ferndale: Wind exposure derived from ingested design wind / climatology tiles.
Royal Oak: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Ferndale: 43/100 · Royal Oak: 43/100
No gap.
Ferndale: Lightning exposure derived from ingested climatology tiles.
Royal Oak: Lightning exposure derived from ingested climatology tiles.
Tornado
Ferndale: 0/100 · Royal Oak: 15/100
Royal Oak is 15 points higher.
Ferndale: Tornado risk derived from NOAA SPC historical reports.
Royal Oak: Tornado risk derived from NOAA SPC historical reports.
Hail
Ferndale: 82/100 · Royal Oak: 37/100
Ferndale is 45 points higher.
Ferndale: Hail risk derived from NOAA SPC historical reports.
Royal Oak: Hail risk derived from NOAA SPC historical reports.
Storm surge
Ferndale: Unavailable · Royal Oak: Unavailable
A score difference cannot be calculated without both sources.
Ferndale: Storm surge model is not available for this location yet.
Royal Oak: Storm surge model is not available for this location yet.
Wildfire
Ferndale: 44/100 · Royal Oak: 52/100
Royal Oak is 8 points higher.
Ferndale: Wildfire exposure derived from ingested fire potential tiles.
Royal Oak: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Ferndale: 28/100 · Royal Oak: 28/100
No gap.
Ferndale: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Royal Oak: Air quality signal derived from the latest EPA AirNow combined AQI grid.