City vs city
Chesterfield vs Otsego, MI
Chesterfield currently scores 1 points higher overall than Otsego, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Chesterfield: 27/100 · Otsego: 26/100
Chesterfield is 1 points higher.
Flood
Chesterfield: 48/100 · Otsego: 65/100
Otsego is 17 points higher.
Chesterfield: FEMA NFHL flood zones: 4 features intersect this tile.
Otsego: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Chesterfield: 16/100 · Otsego: 15/100
Chesterfield is 1 points higher.
Chesterfield: Wind exposure derived from ingested design wind / climatology tiles.
Otsego: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Chesterfield: 39/100 · Otsego: 27/100
Chesterfield is 12 points higher.
Chesterfield: Lightning exposure derived from ingested climatology tiles.
Otsego: Lightning exposure derived from ingested climatology tiles.
Tornado
Chesterfield: 8/100 · Otsego: 4/100
Chesterfield is 4 points higher.
Chesterfield: Tornado risk derived from NOAA SPC historical reports.
Otsego: Tornado risk derived from NOAA SPC historical reports.
Hail
Chesterfield: 16/100 · Otsego: 30/100
Otsego is 14 points higher.
Chesterfield: Hail risk derived from NOAA SPC historical reports.
Otsego: Hail risk derived from NOAA SPC historical reports.
Storm surge
Chesterfield: Unavailable · Otsego: Unavailable
A score difference cannot be calculated without both sources.
Chesterfield: Storm surge model is not available for this location yet.
Otsego: Storm surge model is not available for this location yet.
Wildfire
Chesterfield: 30/100 · Otsego: 12/100
Chesterfield is 18 points higher.
Chesterfield: Wildfire exposure derived from ingested fire potential tiles.
Otsego: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Chesterfield: 30/100 · Otsego: 30/100
No gap.
Chesterfield: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Otsego: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.