City vs city
Berkley vs Royal Oak, MI
Berkley currently scores 8 points higher overall than Royal Oak, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Berkley: 43/100 · Royal Oak: 35/100
Berkley is 8 points higher.
Flood
Berkley: 44/100 · Royal Oak: 51/100
Royal Oak is 7 points higher.
Berkley: FEMA NFHL flood zones: 2 features intersect this tile.
Royal Oak: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Berkley: 16/100 · Royal Oak: 16/100
No gap.
Berkley: Wind exposure derived from ingested design wind / climatology tiles.
Royal Oak: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Berkley: 43/100 · Royal Oak: 43/100
No gap.
Berkley: Lightning exposure derived from ingested climatology tiles.
Royal Oak: Lightning exposure derived from ingested climatology tiles.
Tornado
Berkley: 0/100 · Royal Oak: 15/100
Royal Oak is 15 points higher.
Berkley: Tornado risk derived from NOAA SPC historical reports.
Royal Oak: Tornado risk derived from NOAA SPC historical reports.
Hail
Berkley: 82/100 · Royal Oak: 37/100
Berkley is 45 points higher.
Berkley: Hail risk derived from NOAA SPC historical reports.
Royal Oak: Hail risk derived from NOAA SPC historical reports.
Storm surge
Berkley: Unavailable · Royal Oak: Unavailable
A score difference cannot be calculated without both sources.
Berkley: Storm surge model is not available for this location yet.
Royal Oak: Storm surge model is not available for this location yet.
Wildfire
Berkley: 44/100 · Royal Oak: 52/100
Royal Oak is 8 points higher.
Berkley: Wildfire exposure derived from ingested fire potential tiles.
Royal Oak: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Berkley: 28/100 · Royal Oak: 28/100
No gap.
Berkley: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Royal Oak: Air quality signal derived from the latest EPA AirNow combined AQI grid.