City vs city
Benton Harbor vs Three Oaks, MI
Benton Harbor currently scores 12 points higher overall than Three Oaks, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Benton Harbor: 34/100 · Three Oaks: 22/100
Benton Harbor is 12 points higher.
Flood
Benton Harbor: 66/100 · Three Oaks: 24/100
Benton Harbor is 42 points higher.
Benton Harbor: FEMA NFHL flood zones: 14 features intersect this tile.
Three Oaks: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Benton Harbor: 15/100 · Three Oaks: 16/100
Three Oaks is 1 points higher.
Benton Harbor: Wind exposure derived from ingested design wind / climatology tiles.
Three Oaks: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Benton Harbor: 29/100 · Three Oaks: 34/100
Three Oaks is 5 points higher.
Benton Harbor: Lightning exposure derived from ingested climatology tiles.
Three Oaks: Lightning exposure derived from ingested climatology tiles.
Tornado
Benton Harbor: 0/100 · Three Oaks: 15/100
Three Oaks is 15 points higher.
Benton Harbor: Tornado risk derived from NOAA SPC historical reports.
Three Oaks: Tornado risk derived from NOAA SPC historical reports.
Hail
Benton Harbor: 50/100 · Three Oaks: 13/100
Benton Harbor is 37 points higher.
Benton Harbor: Hail risk derived from NOAA SPC historical reports.
Three Oaks: Hail risk derived from NOAA SPC historical reports.
Storm surge
Benton Harbor: Unavailable · Three Oaks: Unavailable
A score difference cannot be calculated without both sources.
Benton Harbor: Storm surge model is not available for this location yet.
Three Oaks: Storm surge model is not available for this location yet.
Wildfire
Benton Harbor: 17/100 · Three Oaks: 20/100
Three Oaks is 3 points higher.
Benton Harbor: Wildfire exposure derived from ingested fire potential tiles.
Three Oaks: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Benton Harbor: 29/100 · Three Oaks: 34/100
Three Oaks is 5 points higher.
Benton Harbor: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Three Oaks: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.