City vs city
Benton Harbor vs St. Joseph, MI
Benton Harbor currently scores 3 points higher overall than St. Joseph, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Benton Harbor: 34/100 · St. Joseph: 31/100
Benton Harbor is 3 points higher.
Flood
Benton Harbor: 66/100 · St. Joseph: 68/100
St. Joseph is 2 points higher.
Benton Harbor: FEMA NFHL flood zones: 14 features intersect this tile.
St. Joseph: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Benton Harbor: 15/100 · St. Joseph: 15/100
No gap.
Benton Harbor: Wind exposure derived from ingested design wind / climatology tiles.
St. Joseph: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Benton Harbor: 29/100 · St. Joseph: 31/100
St. Joseph is 2 points higher.
Benton Harbor: Lightning exposure derived from ingested climatology tiles.
St. Joseph: Lightning exposure derived from ingested climatology tiles.
Tornado
Benton Harbor: 0/100 · St. Joseph: 19/100
St. Joseph is 19 points higher.
Benton Harbor: Tornado risk derived from NOAA SPC historical reports.
St. Joseph: Tornado risk derived from NOAA SPC historical reports.
Hail
Benton Harbor: 50/100 · St. Joseph: 30/100
Benton Harbor is 20 points higher.
Benton Harbor: Hail risk derived from NOAA SPC historical reports.
St. Joseph: Hail risk derived from NOAA SPC historical reports.
Storm surge
Benton Harbor: Unavailable · St. Joseph: Unavailable
A score difference cannot be calculated without both sources.
Benton Harbor: Storm surge model is not available for this location yet.
St. Joseph: Storm surge model is not available for this location yet.
Wildfire
Benton Harbor: 17/100 · St. Joseph: 24/100
St. Joseph is 7 points higher.
Benton Harbor: Wildfire exposure derived from ingested fire potential tiles.
St. Joseph: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Benton Harbor: 29/100 · St. Joseph: 30/100
St. Joseph is 1 points higher.
Benton Harbor: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Joseph: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.