City vs state
How does Bay City compare with MI?
Bay City is most below the MI reference in hail (40 points lower).
Use this page to compare city-level risk against the statewide reference for relocation and planning. The benchmark is p85-based state reference, not an arithmetic average. Missing coverage is unavailable, not zero risk.
Score comparison
Overall
Bay City
33/100
MI
43/100
10 points below state reference.
Flood
Bay City
87/100
MI
68/100
19 points above state reference.
Wind
Bay City
15/100
MI
8/100
7 points above state reference.
Lightning
Bay City
27/100
MI
45/100
18 points below state reference.
Tornado
Bay City
15/100
MI
35/100
20 points below state reference.
Hail
Bay City
28/100
MI
68/100
40 points below state reference.
Storm surge
Bay City
Unavailable
MI
Unavailable
City score and state reference unavailable; no comparison.
Related pages